By Eli Underwood For unmarried partners and cohabiting couples navigating a highly inflated housing market, pooling financial resources is increasingly the only viable path onto the property ladder. Data from the National Association of Realtors (NAR) indicates their stake among first-time buyers has jumped from 4% in 1985 to 11% in 2025. However, while...
Continue reading ›By Eli Underwood Record-high home prices have forced a shift in how buyers enter the real estate market. To afford a standard down payment, unmarried partners and platonic friends routinely pool their cash. The financial strategy works perfectly on paper. But signing a joint mortgage without the built-in asset protection of a legal marriage...
Continue reading ›Buying a house together is not the only way unmarried couples build a life together. Many couples spend years sharing finances, supporting each other’s careers, raising children, building businesses, or making financial sacrifices for the relationship. Some people leave jobs to support their partner. Others contribute homemaking services, help grow a business, or support...
Continue reading ›By Elijah Underwood For the 18% of first-time homebuyers who are currently unmarried, the traditional sequence of "marriage then mortgage" has effectively flipped. Property acquisition is no longer a post-wedding milestone; it has become a prerequisite for financial stability. Driven by a decade of persistent rental inflation and a lack of entry-level inventory, pooling...
Continue reading ›Generally, married couples who buy homes in California are afforded certain rights and protections under California law. These rights and protections do not necessarily apply to unmarried couples who own property as tenants-in-common. Unmarried couples can still take further steps to protect their property rights. Differences Between Married Couples and Tenants-In-Common Married couples in...
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